Well it has been a few interesting days. I have two more paychecks to go through with getting my credit card up to date. I have recently learned that my credit card company has closed my account and have taken off the interest that I need to pay. If I miss a payment, my account goes to the credit bureau and I will have an R9 record. I am planning to pay this off so that I don't get this rating on my credit score.
When I have the last two $150 paid up to get me up to date with my payments, I will only have to pay $75 per month as payment. I have another prepaid credit card that can hold up to ten thousand dollars, so my plan is to keep doing the $150 per month but split it in two and pay one on each credit card. This way I an paying off my credit card and saving money on my other credit card. I am looking forward to this day. Sept 1 will be the last payment on what I owe. My boss also told me yesterday that he is changing our pay structure to instead of being paid on the first and the fifteenth. We will be paid direct deposit and paid every two weeks. I like this pay structure better.
When we get paid direct deposit, that means I will have at least an extra $50 a month to play with instead of paying Money Mart to cash my checks. I can buy gift cards at my workplace and keep them as a contingency fund when I need money for something. It has been such a long time since I have felt this good about where I'm at in my finances. The job is working out great so far. I'm not making a tin of money , but it is paying my bills, and that is important to me. When I owe people money, I don't have a good feeling inside.
I found a great place to walk the other day to get my mind off things, like living in the city. I such a country girl. I sat by the water for two hours and it felt so close to being at home. I miss seeing my family and they miss seeing me. I just haven't had the chance to get my finances together enough to go home for a visit. It's been almost 7 years. I have to save around a thousand dollars just to cover my bills, and then I have the cost of the flight that my mom said she would pay. Living with them for five days would be enough to handle. Plus I would need a car to get away when I need to.
So today I have sixty dollars left till Monday when we get paid. I have to pay my cel phone bill $106, my credit card $150 and my rent $450 plus I owe money to Noor still but I'm only sending her what I can. I also might have a healing session with my old landlady so that means I can make $60 there, And I was suppose to get a call for two house cleaning of $50 each which I haven't heard of yet.
I wish I could get my business going too. That would bring in a few dollars each month. If your interested in starting a great part-time business, you can look at my website. It is really taking off and it's a great way to make extra money. You can also order product without joining the business if you'd just like to try it or sell to your friends and family. www.aseachar.teamasea.com is my website
Your Money Trailblazer
M
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