Can Tide take out Debt stains?

" Our circumstances do not define us. We can achieve anything we put our minds to." Gail Von-Oxlade

Here is an update on my progress. I have been working at my new job now for a few weeks. Apparently full time hours today is 30 hours a week. At $11.00 an hour, it won't cover all my bills at the end of the month, so I had no choice but to get a second part-time temporary job so I can survive.

It sure feels like the people with money have a hard time understanding that the people who live in poverty are struggling and they don't seem to care about our survival. It seems to me that the only thing that matters is that they survive. My new boss is much younger then me and she keeps saying that she is going to treat us very well. But I think that she is bluffing just because she doesn't want to go anywhere, because I'm such a great worker and loyal.

My first paycheck I noticed that she never deducted any federal taxes. I will wait to see what she does with my next paycheck. She told me that before she decided to buy this franchise that she was an accountant for a company for over 15 years. So she must know what she is doing. I did check on our government's website and there is a law that if the employer decides to have employees as share holders, we don't have to pay taxes. This is new to me.

This is new to me, I know of another company that does this also. She had to work for a fast food company for a year and a half before she could get into franchising and says she knows what it's like to live on minimum wage. We'll see what happens. Right now I like the hours and don't mind the workload.

The other job is a temporary position and I could be hired after the store is opened. But that means I might have to work 6 to 7 days a week. I'm not sure how I can handle it physically. I have managed to catch up on my credit card so I don't get to lose the privilege of using it later and my cell phone is also caught up. I want to keep moving forward and started hedging some money again which feels good.

My sister keeps asking me to find a Debtor's anonymous meeting, but I have been  to these groups and they don't allow any teachings from outside sources which keeps the group in a box and they don't grow, they recycle the same stuff over again. Telling your story over and over keeps you in  victim mode. You have to let go of the story of the past and make a new story.

I have to pay off my course in November. So this second job will help out.  My friend is going to India next month. He got his trip paid by a friend. I would much rather spend my time in a cabin in the woods my a lake for a month then go to India, but to each his own.

It saddens me that I have no money to go on a vacation somewhere. I've never been on a vacation anywhere. I don't like to travel alone and I have no one to travel with that has the time or the money. so I take short trips close to home. Tomorrow I'm heading south of my city to a little farm that is a nice quite place to go.

Your Money Trailblazer

May My Money be Balanced and Healthy

" What we must decide is perhaps how we are valuable rather than how valuable we are." Edgar Z. Friedenberg






I had sent a letter to my mom asking her if she could send me some money to help me cover my rent next month. Also letting her know that if she couldn't, I would understand and find another way. I got a check yesterday to cover my rent but with a note asking me to pack my bags and move back home. I would be insane to do that.

The only reason she wants me to come and live with her for free is to take care of her. Who's going to take care of me when I'm her age? Not her. That the old folks way of thinking down home. They believe that if they leave you anything after they are gone, that you have to earn the reward by sacrificing your life for theirs. They have old folks homes for that.

It has been a bit tough for me to save money to fly home because I have to save at least $2500 to cover my flight, meals, all my bills covered, plus one weeks wages. They would prefer I go home every year, if it was possible for me. So much for what I want to do with my money. I haven't been home in five years because I don't miss the gossip and constant complaining that everyone talks about on a daily bases. It get's very depressing.

It sure makes me want to save my money to do something for myself. I have never been anywhere on a real vacation. Just because I don't like going places by myself.  I've been considering getting a new vehicle. If my job that I'm at right now, turns out well, and I start making $13 to $14 an hour in a few weeks, I may consider getting selling my truck. I have been reading in my book about what a fool archetype does and I have to stay on top of these patterns, because they will keep destroying me financially.

"The Fool also set's out to conquer the world but is easily distracted and lacks the discipline of the Warrior. The Fool is much more interested in making as a sport or form of recreation than a serious endeavor. Fools would happily give the shirt off their backs only to realize later that it was their last one." The Fool archetype tries to control my money while the Victim finds the reasons for me to spend money in order to make me feel better about myself.


" Capitalism and it's underlying drive toward consumerism greatly influences the financial infrastructure of our lives and how we deal with money. Perhaps our need for money is as much about sustaining our way of life and the survival of capitalism as it is about feeding our own unconscious needs and desires."




Your Money Trailblazer 

Mind your own business

" Wealth is measured in time and Rich is measured in money" Robert Kiyosaki




I made a good choice taking the restaurant job over the bus driving job. My new boss is so good. We opened on Thursday of this week and our sales were so great that we ranked 3 place in all the takeout places in Canada. With only 5 people in staff and two owners. The head office is so impressed that they are thinking of making our store the head training place for other owners. That is very cool.

My boss said to us yesterday that we will be getting more wages and she is looking into benefits for us as well. Sometimes it pays to do something you love, for less money, then to do something you hate for more money and end up leaving in the end. We are always told what a great job we are doing, I'm almost tired of hearing it. That's a first.

So, finally I'm in a job that I love to do. I excel in the kitchen area. I love it when the work load if not extreme, like some places I've worked that you can't seem to catch up. This is great because we have 4 items on the menu and that's it. But the line up at noon says it all. All we need to get now is a few more employees. I can now make a list of what needs to be paid first and then begin to save money again. I'm still planning to sell my vehicle for something that is less pricy on gas.

What a difference from a few weeks ago, when I was not sure how I was going to my rent. I have some money, about $80 and a friend actually owes me $60 for helping him paint. I should be getting a check from work today or tomorrow. I'm not rich yet, but it is getting better. It's all about finding a place of feeling relief.

Robert Kiyosaki says in 1971 the rules of the money game changed. when president Nixon took us off the gold standards, and second in 1974 when 401k. The 401K now meant that you no longer had a paycheck for life. Which meant, the job you work in was no longer your retirement plan.

The rules prior to 1974 were ,

1- Go to school, get a safe and secure job.

2- The second was work hard to earn more money.

3- Save money. 

4- Buy a house

5- Get out of debt

6- Invest for the long term

7- Diversify

Those are the old rules and there are still people stuck into those old rules. But there are new rules.

Lets take the word "School" Before 1974 you could go to school and get a job. But today after 1971 and 1974, people need to know that you need more education then the school system is willing to provide. We learn to read, write and do math. These are important yes. Then you get to decide what you will be after school, a lawyer, doctor, teacher , etc. The one thing that the school systems do not provide is a financial education. The lack in the knowledge of how important it is to teach money management to kids.

All the teacher teach to kids are the old rules of money, therefore repeating the same patterns again and again. That is inadequate financial education in todays society. I'm learning more about money outside the school system the I ever learned in school. If I was taught what I know today about money in school, my future would have been very different. I have increased my Financial IQ.

This is why there are so many people in trouble. There are four basic people in the world. There are employees, self-employees, there's big business and there's an investor.  The real reason people get into financial trouble is that they get a job as an employee or a specialist, example a doctor or carpenter. This is what our school system currently train people to be. It is no wonder that employees pay the highest percentage of taxes. Second are the specialist, the doctors, lawyers etc.

The big business and investors pay the least or no taxes. The rich people train people to learn the business side of the equation. How to learn to do the business and if your under a strong support system, you have no choice but to succeed if you do the work needed. You don't have to quit your job to get on board on the other side. Money doesn't make you rich or poor, it's your education about money that decides if your rich or poor.

Your Money Trailblazer

Living within my means

I started working in a new takeout place, which opens this Thursday. I am really good at attracting job, that is a no brainer for me. The problem is the types of jobs I seem to attract , pay little in wages. I'm now at $11 an hour, with maybe 30 hours a week. Now I have to figure out how I'm going to pay my rent, insurance, cell phone and credit card bills. I have gather two part-time cleaning jobs and a temporary painting job also. So I have to see how I'm going to use that money to pay what is due at the end of this month.

A lot of people I know are all living within their means, and some below there means for that matter. In a world that has tons of money. It is so sad that families and individuals, like me, have to struggle to make ends meet all the time. I have decided to sell my truck. I have no choice at this time. It is too expensive on fuel. When I first bought it ten years ago, the gas was affordable for me, not anymore. The oil companies are not laughing anymore, because as the prices of gas goes up, the big Tonka Ford and GMC dealers are starting to get a hint because they hare struggling to sell the gas guzzlers they keep producing. Nobody wants to pay that much in gas anymore.

My alternative is to drive a vehicle that is a lot cheaper on gas. Once I can get ahead a bit financial, my 4x4 is going up for sale. I have a saying in front of my computer that says" A part of all I earn is mine to keep" Which has been a challenging keeping. " The advertising and media industries have convinced us that we are nothing without money and material possessions. We are at the grip of a national and global obsession. We have been brain washed  into believing that the material possessions are what we're suppose to want, that fulfillment comes from what we have rather than how we live, and feel. At a time when we are running out of land to build more shopping malls, televisions, and the internet have created virtual shopping malls that allows us to shop twenty-four hours a day-----all to fill a void that we deeply feel but fail to understand. Meanwhile, the billions of dollars we spend exploiting mass addiction for buying things we don't really need could be used to save the Earth as it teeters on the edge of disaster." 

When are we going to wake up? When is enough going to be enough? What are the kids of the future going to do with the all the crap we have left behind? Here I am buying the bear essentials to survive while millions shop till they drop and with that more then likely getting deeper into debt. Our school system is a joke. They won't teach kids how to manage money which should be part of the daily curriculum. It's a damn shame that I was never taught how important it is to learn this survival tool.

And we wonder why so many kids these days are not doing well in there lives. It's because we equate money to our self worth. If we have no money, our belief system figures out that we are not worth much. Because our society main focus is, if you have lots of money, you are somebody. How many people do you see in the world that have hardly any money that do great things and are recognized for that? Not very many. So our belief is that the more money we have, the more we are valued in the world.

It all comes down to , do I matter and how much money do I need in order to feel that I matter?

Today I have enough money. Just for today, I have money to buy food and gas to get to work. I am grateful for the money I do have. Because today is all there is. Tomorrow, I could be a millionaire, but for today, I have enough.

And so it is.

Your Money Trailblazer

The Table has Turned

Went to my training today, thought everything was going well. Got home and got a call from the business I thought I was going to work for, told me that they didn't think I was a fit for their company. I knew right away just by looking at the people working there, that I got let go because I was not in their age bracket.

You know. if your going to let me go in the first place, why the heck put me through two days of training, without pay, just to call me after and say, your not a fit for our company when you knew damn well I was not a fit in the first place. Just goes to show you, that there are companies out there that will look after certain people. If your not a fit, your out.

So here I stand today, with two job offers, thankfully, one pays $10.50 an hour to train for three weeks and the other business is a taco time restaurant that has not opened the doors yet. I have $70 to my name at the moment. not very proud of that. But I have a few options that I can look at.

I have decided that I will have to take the insurance off my vehicle and start taking the transit, which will be most interesting since I have not done that in 17 years. I'm not looking forward to the long trek to work and back. But I have no other choice. I did find out about a programs that can assist me with my rent. So I'm waiting on that.

I also got a call about another program that I could apply for in government funding of grants that would assist me to start my own business. And I do have an idea that just might work. But I need $589 to assess the list of grants I can apply for quick assistance. Plus I also am taking the Landmark Program in Nov which I cannot wait to take.

So I think what I have to get started in writing down the business plan, so that I have a general idea of what it's about , how it works, and what the benefits are. It would get my mind off the things that are happening financially. And who knows, it may become the stepping stone to helping a lot of people who are in the same boat that I'm in at the moment. My mission is to help people in poverty move up to comfortability. Without costing them an arm and a leg like some people charge. Doesn't it seem ridiculous wanting to help people in poverty when I'm there myself right now? But you can't just me by how much money I have. Unfortunately, that's what the majority does.

I know I have lots of skills, talents and tools I can use to help a lot of people. And I might aim towards a women's program to start, and then have a men program later on if it takes off. By listening to the company that was training for the two days, I got an sense of what they were about and how they are helping people, but what they charge is pretty much aimed at the higher financial bracket income earners which leaves the rest of us in the dumps, so to speak. They don't help people, they help themselves.

There is always something to learn when I get let go of a position. I think it's high time I get my act together and  start something myself and see where it takes me. What do I have to loose? Really.

Your Money Trailblazer

Getting into the flow

" It is no wonder that we suffer such low self-esteem. Our "balance sheet" ( financially speaking), if we are brave enough to examine it, often looks bleak. Meanwhile, we feel continually pressed to answer questions like," What do you have to show doe your life?" " What does your financial picture look like?" What are you doing to secure your financial future?" These are not questions that most of us really want to address."

There is a tremendous amount of shame and guilt that comes with these questions. But if we are strong enough to sit with them one by one, we realize that the power that is sucking the life out of is not the words that we read, it is the courage we lack in ourselves to muster enough to sit and look ate where we are in life. I truly believe that it is important to pay attention to which books we are reading.

I have been an avid reader for the past four years maybe a bit more, on how to fix my financial patterns and limiting beliefs. and I have to say it have influenced what I attract in my life. I have no problems believing in the faith I have to attracting jobs, but it's not what I want , I want a career. So lol you're gonna love this part. With all the reading I've been doing and still am doing on learning the philosophy of money, I have managed to attract a job that is providing me with free training to become a Credit Specialist. It is the highest paying job I have had so far.

I still have it in my heart to pursue a career in Money Coaching once I get the money for that course. But in the meantime, I am learning for free how the credit system works and how to find the right support to help you with the financial difficulties you are facing. There is hope for me yet.

This month I have to manifest money for my rent and my vehicle insurance. My secured credit is at it's end, I have not been able to make enough money to make my payment, which is affecting my credit score, and will probably loose the privileges of using my card. But I'm not going to fret about that. My credit score is low now. I can now work with the company I work for and fix it completely.

So for you out there that tend to want to give up and forget about what you want in life, I pray that you find the courage to pick up that book that you want to manifest in your life and start reading about your dream. If you want to experience driving a speed boat, find books on the subject  if you can't afford to rent a boat. If you want to become a millionaire, read book of people that are millionaires.

We are all here to achieve our dreams. We have not been put on this planet to destroy each other. That energy is of a lower vibration and deeply miss informed about the purpose of life itself. Life means L  Live

                                                                                     I   It

                                                                                     F  Fully

                                                                                     E  Everyday

Your Money Trailblazer

  

 

Money Footprints

" So many of us were wounded in our primary relationships that we developed great blocks to prevent us from ever being vulnerable again"

Well today, I wake up and read a few pages in my new book about the money archetypes an read the part I typed above. It made me realize how deep these wounds I carry, still affect my life today. I'm considering selling my vehicle so that I can pay off some bills. And something inside me says to wait.

" Spiritual transformation for the Victim archetypes comes when they are able to see how their past experiences can be a powerful tool and catalyst for change. When the victim travels inward and heals the wounds of the past, they are able to move fully into life. "

I sat in my pyramid this morning while reading my book, and when I read about the blocks we have created in us due to past experiences, I sat and allowed the tears to flow as I knew I was connecting to something deep within me. As I look at the questions that this book is asking me to do, I wonder how it can help clear the blocks I created around feeling vulnerable.

So I will start with the first question it ask. If I want to live in prosperity, I must clear the blocks that stop me from attracting money to me. Because if I am holding onto these blocks I have created, until I look at and let go of, I will never have the future I deserve. so here is goes.

What is your earliest memory of money? My earliest memory of money is when I was about three years old, my birth father would come to the door of the house I live at, I was adopted, and he would give my adopted mom money which was saved in the bank for the future. Sometimes it was $20, $50 and once I remember him giving my mom $100. But I never got to spend any of this money that was so called "mine". It had to go into the bank. The other memory was every birthdays that I got money also went into the bank, Hmmm I can see now why I recent the banks.

How old were you at the time?  It started around age 3 and lasted till I was 18 years old. That's when the money I had saved up was given to my birth mother to help her finish the house that I ended moving into with her till I was 38. Which was off and on between boyfriends.

What was the experience like? I felt angry most of the time, angry that I did not get to make any decisions with the money that I was suppose to have. I felt like I had no control over this money. Ah!!! Hmmmm ( I never saw it this way before) In the book she says" Victims often fear of being betrayed" That's what my adopted mom did, I felt so betrayed when she asked me to give away my money to someone else. She was nice enough to ask me first, but manipulated me into believing that it was the right thing to do with my money. I was too angry to care about the money at that point. ( Wow, I had no idea I was full of anger around this topic around money which explains why I get so frustrated when I have none)

How did that experience affect you? I believe as I grew up I decided that I did not care about money and that money was not important for me to have. (OUCH that one hurt lol ) But I can see where that is coming from and how I still hold on to this belief and pattern today.

I know I've looked at these things before, but this time it seems to be sinking in a lot deeper. I can feel it in my stomach. It's all based around the emotional attachments I have around money. It's like if I don't have money in my life, then I don't have to deal with the emotions that go with it. Too much money would bring up too much emotions. Crap, I would so love to get a group of people going to get the vocabulary of money on the table to allow people to heal their money issues. Maybe I can just start one and see where it would go.  

If my energy around money is covered in footprints of anger and betrayal, no wonder attracting prosperity into my life is so challenging.

Your Money Trailblazer 

From Fool to Victim to Magician

Well I finally got my book that I ordered online to help me figure our what money archetype I am, and it is so dead on that it's scary. I work with the victim archetype and my shadow if the fool. So now I know what is the driving force behind my mismanagement with my money.I can finally shift it to the magician type which is the positive archetype.

I've definitely have become a workaholic and when I'm not working, it drives me bonkers. Because one, I don't know what to do with my time, and two I don't have money to do anything with my time. It is a scary place for me to be. I'm not even sure how I am going to manage how to pay my rent at the end of this month. I got a full time job today, and I'm considering getting a very part time job on the side so I can play catch up with my bills

I have been very carful where I am spending my money in the past few days. In this book it says that I need to be in money recess.  The book says I easily attract money easily, only to have it quickly slip through his fingers because he is simply not paying attention. Because of this nook now I can finally address these patterns and turn them around. Because if I don't, they will keep getting worse and worse.

I have never been in this position before. It is both scary and humbling at the same time. I sit with my thoughts of " How am I going to get out of this mess that I have created?" it is sure giving me a huge wake up call. My friend is a magician type archetype which is the one that you want to learn to be, and she manages her money a lot better than I do, but still has a shadow archetype that she is going to learn how to clear the pattern.

My other archetype is the victim. These are patterns that I have learned from my parents behaviors. Victims often appear to be innocent and have a litany of excuses for why they are not more successful. It can be a unending spiral.  As I was reading the book, I had to stop at some places to absorb the new way of seeing myself. It was a good thing for me to experience, because I want to change the way I look at how I manage my money, so that it can support my life and dreams.

So now I completely understand why I'm not attracting what I'm putting out there, because you are what you attract. So I have to change into the characteristics of the magician and begin to move forward towards success and freedom. So what I do is read the description of the magician archetype two to three times a day, so that my mind can start to program these beliefs in my head. I think I will also write them out as well, because that is even more powerful, because it connects at a deeper level.

Your Money Magician Trailblazer