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Saturday, July 23, 2016

Day off

Well today I can relax and enjoy my day off. I have no plans to go anywhere or do anything in particular. I put ten dollars in gas yesterday from my $4.60 per day budget which means that I can't spend any money today. I don't need anything really. I have food in my fridge that will last me till the end of this week. I need one thing in a couple of days that will cost me about $12. which I will buy on Friday.  That should leave me with about $38.00 till my paycheck on August 1. If I do need money , I can always get an advance from work to hold me over till I get paid.

I have worked out my budget for each paycheck till August 15 and I'm excited to see what progress I have been doing. My next pay will be a lot better for me. I will have more money on my allowance and will have the second credit card payment money to pay on the 15 of August. This is great. It means that I will soon be able to start making my regular monthly payments and get this debt off my back. Once I pay this off, I will be debt free.

It will take me probably about a year to get it paid. But then I will have my credit card limit available to me again. I can invest that money into things that will benefit me. Writing down each day what I spend is working. It helps me to stay focused on not over spending. It teaches me to value the money I have. When you manage the money you have, you'll have more money to manage.

By working on how I see my money and looking at different way to manage it, expands my view on money and how it works in my life. If I had not started this process, I would not have wanted to connect to my credit card company to work things out, which would have led my account to an R9 rating on my credit report which I prefer not to have. I want to reestablish a good credit because I would like to get a newer car someday.

I'm also thinking that I will be investing my time and money on studying more about the Art of Feng Shui. I have been interested in this for about a year now and I have been chatting with a woman in Facebook that teaches you how to prosper in your business. I have to get going towards my dream, no matter what the cost. 

That's good for now

Your Money Trailblazer

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