Money Monday

There's a part in Gail's book that I love to read often when she reminds me that I cannot save $10000 until I save $1000. And I cannot save $1000 until I save $100.And I cannot save $100 until I save $10. This approach seems a lot more achievable when I think of it this way. I don't know why I've been so interested in managing my money in the past 5 years. Perhaps it's because I see so much money being wasted in other people's lives and it makes me aware of my money.

I have a reminder on a piece of paper that I wrote down that says," A part of all I earn is mine to keep" That motivates me to keep finding ways towards my goals. I can't give up on my dream. It seems out of reach right now, but I don't know what tomorrow is going to bring. Today I have decided that I will take ten dollars with me and try not to spend it all. That's all I'm allowing myself to carry. I started this job on May 11 and my boss never told me that they were going to send me a check for my first pay. Which I'm still waiting for. I finally get a two weeks paycheck this Friday. I owe $320 between two people. I borrowed money from them buy food, gas and fix my truck to keep me going. Thank God for friends.

Sometimes I wish I didn't have to struggle so much around money issues. I watch people spend money like it was leaves blowing in the wind and I think to myself, " If they can do it , why can't I do it too" But my story with money is different. I have to remind myself that they could be in a lot of credit card debt. I was debt free a year ago too. I now owe $4000 in debt on my credit card of course. It's not a lot, but it still hangs on my mind. It have placed my card in a sealed envelop and have written on the envelop in big letters " I NEED AN EMERGENCY FUND FIRST, AN EMERGENCY FUND IS MORE IMPORTANT THEN WHATEVER YOU WANT TO BUY. DO YOU REALLY NEED THIS? " And I leave it in a drawer at home.

See the credit card company gave me a $1000 limit when I first got the card. Then after a year , they decided to give me a $4000 limit. Which I took because I was at my limit and I really needed the money. So now I am focusing on paying it in full. but also working on my emergency fund at the same time. This way if something happens, I might have enough funds in my emergency fund to cover the cost. Hopefully nothing happens.

Maybe I have to go through this money trail story myself because I know alot of people can relate to all of it. My goal is to start saving some, not all, but some of my money in gold with my side business which I might go more into detail later. There are not many people that understand the true value of owning gold at the moment, but they will. And the great thing is that it is affordable for me to buy. 

I do make a few extra dollars here and there with old jobs, so I have to start taking that money and put it to good use instead of spending it on stuff. I can "go to town" when it comes to buying thing to plant in my garden. I haven't bought anything this year, yet. I only used what I had last year and have planted a few things that I will be able to eat. Every bit helps. So it is best for me to stay focused and remember that my strengths are determination, perseverance, loyalty and courage,

Have to get ready for work

Tilling the Money Trail